Kwik Loans FAQ

• Why do people use KWIK CA$H?
• It's quite simple really: fast, friendly service, convenient location and great hours. At KWIK CA$H, we're proud of our consistently high levels of customer satisfaction and we feel it's an accurate reflection of our commitment to providing services and products that consumers want.
• Who uses KWIK CA$H?
• It could be you as we are  here when you need us, and we're open to serve you better. From needing to cash a cheque on a Saturday or a payday loan to cover an unexpected expense, sending money, getting your taxes prepared, or paying your bills, we've got you covered.
• Why would someone use KWIK CA$H instead of their bank?
• People choose KWIK CA$H for fast, friendly service amd convenience. In addition, many of our services differ from other financial institutions, particularly where convenience is concerned. For instance, our cheque cashing service places no holds on cheques, thereby granting our customers immediate access to their money – added convenience that is not universally available.
• Where is KWIK CA$H branch located?
• Currently only branch is in Hawkesbury, Ontario, Canada. We are conveniently open from 10am to 5PM weekdays.
• Can I extend or roll-over my Payday Loan?
• No. A Payday Loan is meant for short-term borrowing needs only. As such, we require your loan to be paid-off in full on or before the due date. You cannot use the proceeds of another loan to do so. If you require funds for a period beyond your next payday, we recommend a longer-term solution to satisfy your needs.
• How often can I get a Payday Loan?
• While there are no limits on the number of loans allowed, you cannot have more than one loan at any time. Our Payday Loan service is meant to bridge your short-term cash needs between paydays. If you are finding yourself turning to this product on a frequent basis, you may need to consider other sources of financing.
• Do I need to give collateral for my Payday Loan?
• NO WAY. KWIK CA$H does not need an assignment of wages or any other form of security in order to secure repayment of your loan.